Specialist Services & Advice - Non Status French Mortgages...


Some French banks we find will only deal with residents of France, some with only non-residents and some offer the French mortgages to both groups through a different percent LTV (loan to valuation of the property in France) and interest rate. The APR can start as low as 3.00% rising to a staggering 7% in some extreme cases, dependant on circumstances.

Proof of income is often a stumbling block for French mortgagees this is due to the fact that if in the case of you being paid in cash or if your accountant has worked wonders to mitigate your tax liability, how can you prove to a bank that you can afford the repayments? This is just one common area where our advice proves invaluable. Some lenders wont let you rent out your new property in France which is often essential to produce much needed additional income to help fund your new French holiday home or future retirement home in France. We have no problem at all arranging French buy to let properties for temporary or permanent investment arrangements in France up to 80% of the value of the property for residents and non residents of France.

We offer a form of limited proof of income French mortgages, where reams and reams of documents are not required. We also pride ourselves in offering rare to find adverse credit mortgages in France where debts and poor credit ratings are not taken into account. These types of mortgage are not offered by the banks to High street customers and are only available to professional mortgage brokers in France "a fee will apply for this service if required".

If you have read enough and are ready to make an application with us simply apply here. Or Call us on : 00 44 (0)845 508 6727

Please note: Changes in the exchange rate may increase the sterling equivalent of your debt.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Any advice given by French Mortgages is not covered by the Financial Services Authority and therefore you may not benefit from the protection offered by the Financial Services Compensation Scheme.